Call Us Now!

888.LAW.1430

Did you know that there are four common foreclosure defenses: Equitable defense, statutory defense, Contractual defense, and Lender Liability defense?  Call Us Now to find out which of these defenses applies to you. We can help you fight for your rights.

• Are you worried about losing your house?
• Are you behind on your mortgage?
• Are your payments too high?
• Is your mortgage as much or more than the value of your house?
• Is your family a victim of the economy and/or the falling real estate market?
• Has foreclosure already started or are you waiting for it to start at any time?
• Are you trying in vain to get your mortgage company to work with you on a solution?
• Are you fed up with the rude people who make you feel like you are the problem?
• Do you get a different person and different information every time you call?
• Are you and your family victims of dishonest lending practices?
• Have you been served with papers from a Florida Circuit Court?

Many borrowers were lied to, misled and pushed into signing loans they did not even understand. The GM Law Firm can help you.

Did you beg your mortgage company for help, but they stood by and watched as you got in deeper and deeper? Did they tell you that they can’t do anything to help until you are in default and then start foreclosure once you missed a few payments?

Did your mortgage company force you into default by adding inappropriate and unwarranted fees and outrageous force-placed insurance premiums?

If you are disgusted and don’t know what to do next or where to turn, we can help. We will analyze your situation and tell you what alternatives we see. We will answer any questions you have, and when the appointment is over, you will clearly understand the landscape, and will clearly understand your options. There are so many rumors and so much misinformation floating around that it is impossible for consumers to have a clear picture of what is going on and where they fit in. It is impossible to make good decisions without accurate information. When the appointment is over, you will have the tools to make the decisions that make the most sense for you and your family.

Our Firm excels at preventing, litigating and resolving foreclosure actions.

We understand distress homeowners who are facing powerful banks and their vast legal teams.  Ask any of our satisfied clients about our passion, understanding and diligence in defending against foreclosure actions.

Do you know that when a bank serves you with foreclosure documents you do not need to move from your home?  We can defend your rights and explore options to keep your home.

We are committed to your case and make fighting for your rights, our priority.

The first decisions you have to make when you are facing Foreclosure Action, is whether you are going to give into it or are willing to stand up against it and defend it. If you choose the latter option, you must consult with an experienced firm of consumer protection litigators like The GM Law Firm.

Did you know that as soon as the suit is filed, the home owner is served a notice on behalf of the bank and they are then given a timeline and an opportunity to file a counter claim to defend their rights? The main features of the State’s laws are A) Equitable Action and B) No Judicial Relief for Debtors.

Foreclosure litigation begins with a filing of ‘Lis Pendens’ or litigation pending file against the borrower in the county court. After this, the debtor has 20 days to reply to the summons of the court with the help of an attorney.  IF the 20 days have lapse, it does not mean that we can not help you... Call Us Now

Losing your home to Foreclosure is anyone’s worst nightmare. The repercussions can be huge and alarming on both the social and emotional front. It can and is likely to include relocating to another area or city, job changes, living away from family and friends etc. Often, the disturbing impact of such a loss affects the whole family, especially children. There is also a risk of losing a good part of your capital and savings if the home sale results in a deficiency judgment. This could affect your finances for the rest of your life, if you are not careful.

One of the ways to defend your home from foreclosure is to file for Bankruptcy. This gives debtors a substantial timeline to re-possess their home without being evicted. The timeline can range from a good three to five years.

Debtors can resort to many other defense claims against foreclosure. Doing so helps the debtors negotiate with the lenders in an attempt to save their homes with or without filing for bankruptcy. Doing so delays the entire foreclosure process so that the debtors have a chance to work on reclaiming their homes either by looking at alternate means or if lenders delay the process due to some finer points leading them to start the process from the top.